Missouri law requires that all drivers in this state must have car insurance. Unfortunately, many motorists fail to acquire that coverage. As a result, thousands of individuals are involved in car accidents every year with uninsured or underinsured Missouri drivers.
In fact, in 2010, the Missouri Highway Patrol issued more than 22,000 citations to drivers who couldn’t provide proof of automobile insurance. If you were in an accident with an uninsured driver, it is critical to contact the Kansas City uninsured motorist accident attorneys at Popham Law. Our law firm has helped many individuals involved in such cases, and we may be able to help you too.
To get in touch with a Popham Law personal injury attorney, contact our Kansas City law firm today at (816) 221-2288 or (844) 243-2288 (toll free).
Uninsured and Underinsured Motorist Accident Coverage
If you were in an accident with an individual who doesn’t have auto insurance (or who doesn’t have the lawfully required minimum for coverage), then you may be wondering, “How can I get this person to cover both property damage as well as my medical costs and other associated financial damages?”
One solution is through uninsured and underinsured motorist accident coverage. This type of coverage provides benefits if the other driver didn’t have enough insurance to compensate for your injuries. This solution can also be useful in hit-and-run situations.
Fortunately, Missouri law also requires that insurance policies have to include uninsured motorist coverage. Even so, you need to have an experienced uninsured accident attorney at your side to make sure that you receive fair and satisfactory coverage for the injuries you sustained.
Uninsured motorist coverage may be able to cover:
- The costs of your property damage and personal injuries (and the coverage will not increase your insurance premiums)
- The difference in coverage for your property damage and personal injuries if you are in a car accident with an underinsured driver (meaning that your insurance will cover what was not covered by the other driver’s insurance company).
Making an Uninsured Motorist Claim
When making an uninsured motorist claim, it is still essential to prove that the other driver caused the property damage as well as your injuries. With the help of a personal injury attorney from Popham Law, we will diligently investigate the accident and gather as much documentation and eyewitness testimonies as possible to try and prove that the uninsured driver was negligent.
Moreover, we are Popham Law know how to work with insurance companies, whether they are your insurance company or the company that sold the underinsured policy to the driver. We’ll always put your interests at the forefront of our litigation strategies, and we will fight (either in Kansas City courts or at the negotiation table) for a fair and reasonable settlement.
Contact the Uninsured Accident Attorneys at Popham Law Today
Following a car accident, the most important thing is to take care of your health and injuries. You need to focus on getting better; we’ll take care of the rest. For a free, no-obligation consultation with the personal injury lawyers at Popham Law, call our Kansas City law office today at (816) 221-2288 or (844) 243-2288 (toll free).